By employing proprietary software, analytical methods, benchmark data and decades of industry experience, Quaestus Financial Solutions consistently delivers improved debit card portfolio profitability by ensuring that banks and credit unions earn maximum interchange income while incurring minimum program expenses.

The process starts with a proven Discovery methodology that identifies intentional and/or erroneous interchange shortages and expense overcharges from payment brands, networks and processors. This paves the way for immediate Recovery of revenue and expenses resulting from identified discrepancies between actual invoices and vendor contracts. Insightful discovery and focused recovery are the foundation for Contract Negotiations, which may occur in conjunction with contract maturity, or at any time prior… based on the circumstances. Finally, propriety SaaS based tools provide for ongoing Protection, Compliance and Performance oversight to ensure 1) actual invoices conform to contract terms and 2) interchange received equals interchange generated from customer debit transactions, while providing a documented approach for managing the payments vendor ecosystem.

With Quaestus Financial Solutions, banks and credit unions optimize transparency, effectiveness, and profitability for their critically important debit card transaction services offered to consumers and businesses.